AN EVALUATION OF CREDIT MANAGEMENT IN NIGERIAN COMMERCIAL BANKS

AN EVALUATION OF CREDIT MANAGEMENT IN NIGERIAN COMMERCIAL
BANKS
                                                            ABSTRACT
            This study
was based on credit management in Nigerian commercial banks. It evaluates the
efficiency with which Nigerian commercial banks practices the management of the
loans and advances extended to customers.
            The study
identified the various problems being faced by banks in the management of
credits. It also identified the various problems faced by banks when granting
credits to their customers such as the diversion of the fund into uses that
conflict with the goals and objective of lending of the bank.
            During the
review of literature, the study dwells in deathly on credit risk, ways of
mitigating credit risk, warning signs of credit risk etc. The chapter also
covered other aspect of credit management.
            The study
also incorporates data analysis through the use of data gathered from the
questionnaire. Based on the data analyzed and from the findings summarized from
the analysis, a sense of recommendation was given in the study.
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